Vermont Federal Credit Union adds senior managerBURLINGTON, VT-Joseph M. Finnigan, president and CEO of Vermont Federal Credit Union (VTFCU), is pleased to announce that Janet S. Astore, CPA, has joined the Vermont Federal Credit Union senior management team as Controller.Janet brings to the Credit Union over 20 years of professional experience in accounting, finance, taxation, public accounting and administration. Prior to moving to Vermont, she worked in New York City where she held various management positions at Citibank including; Tax Department Vice President, as well as Tax Department Manager. She was employed at other large multi-national banks including; Sakura Bank, as Tax Compliance Manager, Dai-Ichi Kangyo Bank as Tax Compliance Manager, and Arthur Anderson & Co. as a Public Accountant.Janet is a Certified Public Accountant. She has an M.S. in Accounting from the State University of New York in Albany, as well as a B.S. in Adult & Community Education from Cornell University. She spent several years living in Japan and is fluent in Japanese. She lives in Essex with her two sons where she enjoys being a soccer coach and a Sunday school teacher.
One absolute in life is that downturns in the economy are inevitable.Currently, the global economy is moving lower into an economic valley that could negatively impact your members—and, therefore, your credit union. If your members have no debt, plenty of equity and decades of working (in the right industry) still ahead of them, they may not feel a recession. But other people—and the organizations that serve them—will face financial challenges.W. Edwards Deming, a world-renowned consultant, said it best… “It is not enough to do your best; you must know what to do, and then do your best.” This is perhaps the biggest takeaway when approaching your strategic planning in the coming year. Understanding where your credit union is positioned, as well as the direction of the economy and its impact on your members, will give your credit union the upper hand against its competition. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Tags:#Features#Future Tech#web A Web Developer’s New Best Friend is the AI Wai… Related Posts dan rowinski 8 Best WordPress Hosting Solutions on the Market Top Reasons to Go With Managed WordPress Hosting The problem is not new. One way or another, people have to validate their identities. I am trying to enter a building or a Web service that only Joe Smith should have access to, I need to offer evidence that I am, indeed, Joe Smith. For decades, authentication has required cards and passwords. In the near future, you might just use a part of your body. (The “Futurist’s Cheatsheet” series surveys technologies on the horizon: their promise, how likely they are, and when they might become part of our daily lives. This article is Part 2.)What Is It?Use a thumb-print to unlock a door, an iris scan to unlock a smartphone. Maybe use your voice to interact with your mobile device, PC or television. Biometric data can be used for verification (say, allowing access to a personal bank account) or identification (say, identifying you to law enforcement agencies). How It WorksPick a body part, any body part. There is a good chance that it has a unique identifier that can be used authenticate an individual human. Of course, not all body parts have practical applications in all situations. For instance, hormone analysis would be an awkward choice of authentication for entry to a building. Criminal forensics provided an early proving ground: Identification based on fingerprints became a viable form of authentication in the late 1800s. DNA performs much the same function today. Cloud technology is giving rise to new, ubiquitous forms of biometric authentication. Physical identifiers for large groups of people can be uploaded to a server and used for purposes such as accessing data on a company computer, gaining access to secure buildings or unlocking smartphones. Storing biometric keys in the cloud makes it much easier for devices to recognize and recover the data and for users to put it to work.Potential ImpactThe rise of a digitally connected society has led technologists to propose the notion of “one true login.” Today, you may have one password for Facebook, another for Gmail and so on. At the same time, you may have an ID card such as a driver’s license. Depending on where you work, you may have an ID badge that you have to scan to get into your office. What if all of these functions could be replaced with one biometric identifier unique to you? Such an innovation could improve personal and data security an dalso improve user experiences across a variety of devices. Much of modern computing has been built around the standard user interface: keyboard and screen. That is starting to change as computers, smartphones, tablets, and televisions incorporate cameras that recognize your face, touchscreens that know your fingerprint and microphones that recognize your voice. Quick, convenient biometric authentication would tie these devices more seamlessly into daily life.ChallengesThe technology for biometric authentication is already widely available. The true challenge comes in building an acceptable infrastructure where the technologies can be easily implemented. Part of the challenge is cost in replacing or augmenting legacy authentication methods such as the magnetic keycard system in a hotel or an enterprise. Another challenge is legal. Many states and countries have privacy laws on how certain types of biometric identifiers can be used, inhibiting how enterprises and commercial ventures can deploy these authentication methods. These privacy laws are important as people are extremely sensitive in how their biomedical is stored and used. When Will It Be Ready?Research firm Gartner focuses on the future business aspects of biometric authentication in its most recent Hype Cycle report, but the consumer realm poised to see practical applications. Smartphones can be unlocked through a variety of biometric keys such as voice, facial recognition or a fingerprint. Apple, Samsung and Microsoft will likely lead the way. Companies like Nuance are tuning mobile devices to the user’s voice. And enterprises won’t be far behind. Before long, companies will implement biometric authentication for onsite building access and smartphone security.Additional InformationBook — Anil K. Jain et al. — Introduction to BiometricsMichigan State University — Partial Face Recognition: Alignment-Free ApproachMicrosoft Research — Progressive Authentication: Deciding When to Authenticate on Mobile Why Tech Companies Need Simpler Terms of Servic…
About the authorPaul VegasShare the loveHave your say Parker delighted as Fulham thrash Readingby Paul Vegas23 days agoSend to a friendShare the loveScott Parker was delighted with Fulham’s ferocious start in the 4-1 win over Reading on Tuesday.Parker’s Cottagers blasted three goals inside the opening half hour, with the hosts down to ten-men thanks to John Swift’s red-card.The win pushes Fulham up to fourth on the Championship table after 10 games.Speaking after the match, Parker said: “I was delighted with the performance.”I’ve been delighted with the performances over the past four or five weeks but the results have been missing a little bit.”That’s what most people usually look at and I understand that. But tonight, I thought that we were first class from start to finish.”In the first 30 minutes, we were devastating – even though they had a man sent off.”But, prior to that, I felt that we had really stamped our authority on the game and showed our quality.”We’re going to be a team very hard to deal with in the first 20 or 30 minutes. Even when Reading had 11 men, it was still difficult for them.”We moved the ball very quickly and with an intensity. And we were really clinical in the final third.”Over the past few weeks, we’ve worked a lot on getting that cutting edge about us.”
ANN ARBOR, MI – NOVEMBER 28: Terry Richardson #13 of the Michigan Wolverines tackles Braxton Miller #1 of the Ohio State Buckeyes during the second quarter at Michigan Stadium on November 28, 2015 in Ann Arbor, Michigan. (Photo by Gregory Shamus/Getty Images)Braxton Miller is a bona fide Ohio State great after his tenure as All-Big Ten quarterback and later a dynamic wide receiver.His status with the program wasn’t in question, but now he is officially in the ranks of the “greats” at Ohio Stadium, where his poster has been added.Miller and defensive end Joey Bosa are the two latest Buckeyes to receive the honor.Bosa and Braxton have been added into the Hall of Greats at Ohio Stadium. pic.twitter.com/7N9gVoNy3a— Not James Vogel (@Not_James_Vogel) August 31, 2016Miller is incredibly grateful to have his posted hanging at “The Horseshoe.”Miller proved to be a threat at every level of offense during his time at Ohio State. As quarterback from 2011-2013, he threw for 5,295 yards, 52 touchdowns, and 17 interceptions. He rushed for 3,315 yards and 33 touchdowns, including 1,000 yard seasons on the ground in 2012 and 2013. As a receiver in 2015, Miller caught 25 passes for 340 yards and three touchdowns.While his numbers at receiver won’t blow anyone away, it was his first year playing the position, and the team dealt with issues at quarterback, as J.T. Barrett did not win the job back from the up-and-down Cardale Jones until midway through the year. Even so, Miller showed enough to be a third round pick by the Houston Texans, where he now plays alongside superstar DeAndre Hopkins and promising receivers like Jaelen Strong and Will Fuller.
The Supervised School Intervention Programme by the Dispute Resolution Foundation (DRF) was born out of concern for the well-being of youngsters who have been suspended from school and were often observed partaking in idle activities for the suspension period.The initiative, brainchild of DRF Network Manager Sharon Young Palmer, was started at the Foundation’s Spanish Town Peace and Justice Centre in 2006 and later expanded to the peace and justice centres in St. James, Clarendon, St. Catherine and Kingston. “I conceptualised the Supervised School Intervention Programme because it was my observation that students were suspended from school and were sent home for a period, but they had no treatment for what led to the suspension and so the behavioural problems continued,” Mrs. Young Palmer said. “So I thought it would be good to have a programme that would assist the youths in understanding their responsibility as young citizens and as students. It was about us just helping them to understand their responsibilities better and to know what they need to do to become good and productive citizens,” she added.She said that the initial stages of the programme highlighted the root cause of certain antisocial, maladaptive and disrespectful behaviour which usually leads to the suspension of students. These included underlying challenges from circumstances such as loss of a parent, untreated trauma, parental separation, as well as academic and intellectual difficulties at school.“It became necessary for us to solicit support from guidance counsellors in the schools. They would volunteer an hour or two and they would be matched with students from schools other than their own and gave great assistance in treating some of the conditions,” Mrs. Young Palmer said.Students doing practicum in social work and guidance counselling were also engaged as a part of the programme to help to identify, treat with the challenges and make referrals.She further noted that a component of the programme is geared at rapport building, achieved through techniques introduced in the playing of games such as chess and dominoes. “So you help them learn how to get along with each other, to have friendly rivalry, to learn how to lose…to understand that you don’t have to win all the time but you can be a good sport,” Mrs. Young Palmer said.Art classes, done through support from volunteer teachers, are also used as a form of therapy to help the youngsters.She said the programme also conducts parenting sessions to ensure parents have a clearer understanding of the experiences of their children and are prepared to provide support.“One thing we do is say to the students that this is their place, their home away from home. They are always welcomed and are encouraged to come by after school, where they can socialise with each other,” the Network Manager said, adding that during these visits, facilitators can interact with the students and assess their progress.One 13-year-old Windward Road Primary and Junior High School student who was suspended after getting into a fight hailed the programme for helping her deal with her anger problems, and teaching her ways to prevent conflict with her peers.A 15-year-old Haile Selassie High student, who was twice suspended and became a part of the programme, further noted that the initiative helped her to manage peer pressure and make better decisions.“When I came to the Foundation and I told them what happened, I think they were able to look at it in a different way and help me deal with it,” she said in an interview with JIS News.Approximately 5,000 students have been engaged in the programme at all the centres combined.“I am really feeling good. I am satisfied that we introduced this programme to the schools and the wider community…and it’s heart-warming and I am motivated to continue. When you have students coming in now who can say how good the programme was for them and how it helped them make the decision to change their behaviour [that is very meaningful],” Mrs. Young Palmer said.The Citizen Security and Justice Programme III (CSJPIII) provides support for the programme, including meals and transportation for participants.
Story Highlights Prime Minister, the Most Hon Andrew Holness, is again calling on Jamaicans to assist the police in the fight against crime, especially in identifying criminals in their communities. Prime Minister, the Most Hon Andrew Holness, is again calling on Jamaicans to assist the police in the fight against crime, especially in identifying criminals in their communities.“Nobody is invading Jamaica to commit crime; it’s the people in our communities. We know them and we see them. They are our children and they are our relatives. Our silence encourages them,” he said.The Prime Minister was speaking at a ground-breaking ceremony today (April 24), for the construction of 230 housing units as part of the Foreshore Estate development in Delacree Pen, South West St. Andrew.Mr. Holness stressed that the Government is doing as much as it can with the resources available to put measures in place to protect innocent citizens and observe and secure their rights, whilst bringing down the crime rate.“We can only achieve it with a partnership, and your role in this partnership as good citizens is to provide us with the information. The police cannot act in a clinical and surgical way to deal with the criminals without having intelligence,” Mr. Holness emphasised.He said much of the intelligence is garnered from citizens who are willing to tell what they know, adding that persons should not fear providing information, as they will be protected.“We have demonstrated that if you give us the information, and we have given you the avenues to do it – Crime Stop and the special number that the Jamaica Defence Force (JDF) and the police have (provided) – your own security and confidentiality will be protected,” he said.“Now is the time for cooperation; now is the time for partnership,” the Prime Minister said. “Nobody is invading Jamaica to commit crime; it’s the people in our communities. We know them and we see them. They are our children and they are our relatives. Our silence encourages them,” he said. The Prime Minister was speaking at a ground-breaking ceremony today (April 24), for the construction of 230 housing units as part of the Foreshore Estate development in Delacree Pen, South West St. Andrew.
Schools. The plan raises the state’s minimum per-pupil foundation allowance by $180 per student, which is the same amount as recommended by Gov. Whitmer and includes the vast majority of school districts in Van Buren and Kalamazoo counties. All districts statewide would get at least $90 more per student under the House plan. This comes on top of the largest annual per-student increase of the past 15 years – which schools are receiving in the current budget year – while continuing to close the gap between the state’s lowest- and highest-funded districts. Early literacy and career training are special focuses in the overall school aid fund surpassing $15 billion. “Bright futures depend on providing students with the skills they need to succeed,” said Griffin, a former teacher. “This plan will help all students, whether they plan to attend college or enter the workforce immediately after high school.” State Rep. Beth Griffin this week supported record funding for southwest Michigan road repairs and schools without relying on tax hikes.“This is what listening and leading can accomplish when government looks for smart solutions to big challenges,” said Griffin, of Mattawan. “I’ve heard many of our residents say that a significant step toward better roads would be making sure all gas taxes go toward repairs. That’s exactly what this plan does, while providing another increase in K-12 school funding as well. I will fight for this plan as the budget process continues.”The House approved several budget measures this week, advancing the plan to the Senate for further consideration.Key elements of the budget plan:Roads. The plan ensures taxes paid at the gas pump go to improve our roads – including the 6 percent sales tax motorists already pay. This change could add over $800 million more per year to road repairs – without raising taxes – once fully phased in over two years. This change would be accomplished without sacrificing money for schools, local government revenue sharing or other essential public services. 13Jun Rep. Griffin: Michigan House budget plan provides more money for schools, roads without massive tax hikes Respecting taxpayers through government efficiencies. Many state departments are being asked to find a savings of 3 percent in their administrative budgets. The House also has identified several state programs that do not spend as much money as taxpayers have been providing, so their budgets will be adjusted accordingly. The plan also helps rein in information technology project spending within state departments, which has been a problem area. Strengthening communities and families. More resources will be dedicated to promote mental health and fight opioid addiction. The plan continues the escalating fight against PFAS to protect drinking water systems. Local communities will get an increase in revenue sharing to enhance essential public services. More Michigan State Police troopers and state prison corrections officers will be trained.