DSNews Webcast: Thursday 2/20/2014

first_img Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago RE/MAX released its National Housing Report for the month of January, noting a 26.9 percent drop in home sales. According to the report, sales were down 7.1 percent from January last year. The median home price declined over the month as well, falling 6.3 percent to $173,475. Yearly figures for home prices remained on the rise, with 45 of 52 observed markets reporting year-over-year home price gains.On a state level, a few markets are experiencing inventories that are far below the national average. RE/MAX found the lowest home supply inventory was in Denver, Colorado, which only had a 1.1 month supply of homes. The state of California had the next two lowest home inventory supplies, with San Francisco holding a scant 1.4 month inventory and Los Angeles holding a mere 2.5 month supply.In a report released Tuesday, data from the S&P Experian Consumer Credit Default Indices revealed a decline in default rates during the month of January. The national composite rate was 1.34 percent, down marginally from the December rate of 1.35 percent. The default rate for first mortgages was 1.26 percent, down from 1.27. The default rate for second mortgages was .72 percent, down from .76 percent in December. February 20, 2014 511 Views Demand Propels Home Prices Upward 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago Previous: Increased Inventory Slows Home Value Growth Next: Brock & Scott Acquires Georgia Law Firm Servicers Navigate the Post-Pandemic World 2 days ago 2014-02-20 DSNews Sign up for DS News Daily Is Rise in Forbearance Volume Cause for Concern? 2 days agocenter_img Home / Featured / DSNews Webcast: Thursday 2/20/2014 Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago DSNews Webcast: Thursday 2/20/2014 The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: DSNews  Print This Post in Featured, Media, Webcasts Share Save Subscribelast_img read more

CFPB Official Discusses New Servicing Rules

first_img Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Featured / CFPB Official Discusses New Servicing Rules September 25, 2014 1,122 Views Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago A recurring theme during many of the six labs at the Five Star Conference earlier this week was compliance and how it has changed the mortgage and real estate industries in the last few years.The laws are constantly changing, however, making compliance an even further complicated issue. Laurie Maggiano, a program manager for servicing and secondary markets at the Consumer Financial Protection Bureau (CFPB), was on hand to discuss the ever-changing world of mortgage servicing statutes for the “CFPB’s National Servicing Standards – Update Session” section of the FSC Compliance Lab on September 15.”Mortgage servicing in 2014 isn’t NASCAR where you direct your staff around a predicable track repeating the same steps over and over,” Maggiano said. “To a great extent it is like a rodeo with state and federal regulators changing the rules of engagement; bank and non-bank servicers competing for product and investors so risk averse that it is surprising there are any new loans coming out of the chute. It is a demanding but also an exciting and creative time to be in this business.”Maggiano presented four new actions that have either recently been enacted or are pending with comments welcome. The first was the Interpretive Rule on Successors in Interest e, which was published on July 8. The Ability to Repay or ATR rule which became law last January is intended to stop consumers from assuming debt they cannot repay and applies to new originations and mortgage assumptions. The Interpretive Rule was added to give an exemption from the ATR rule to successors in interest who inherit a property’s title but are not listed on the mortgage, such as divorced or surviving spouses.The second action that Maggiano discussed was the Publication of Consumer Complaint Narratives, which was proposed on July 17 with comments due September 22. This proposal involves expanding the existing consumer complaint  database to include the text of consumers’  complaints against financial institutions. While the CFPB says such a rule will benefit consumers by providing them with necessary information and will result in more transparency among financial institutions, some analysts have criticized this rule; since there is no way to verify the allegations made in the complaints, the CFPB may in some cases be publishing unfounded grumblings of disgruntled individuals.The third rule brought up was the Home Mortgage Disclosure Act (HMDA) Proposed Rule, which was issued on July 28 and is taking comments until October 22. Some of the proposed new HMDA data fields were was  required by the Dodd-Frank Reform Act in 2010, but the CFPB would also be expanding the reporting by adding some data fields. The new rule would also standardize reporting between large and small banks. The Servicing Transfer Bulletin, which was published on August 19, was the fourth action Maggiano discussed. While it is not the purpose of CFPB to inhibit transfers, she said, the purpose of this rule is to ensure that borrowers, especially those in the process of loss mitigation, are not harmed in any way by a mortgage loan transfer over which they have no control.Indeed, the summer of 2014 was a busy one for updating CFPB laws and proposing new ones, which is bound to keep servicers on their toes as far as compliance goes.”As you can see by the pace of change in just the past two, quiet, lazy months of summer, when you might expect that Washington shuts down and goes home, servicing policy is dynamic and fast paced,” Maggiano said. CFPB Official Discusses New Servicing Rules  Print This Post Previous: Wells Fargo’s J.K. Huey Receives 2014 Five Star Lifetime Achievement Award Next: Underwater Rate Dips; Borrower Equity Jumps by $1 Trillion Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. About Author: Brian Honea Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Tagged with: CFPB Compliance Five Star Conference Home Mortgage Disclosure Act mortgage servicing Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago in Featured, Government, Headlines, News CFPB Compliance Five Star Conference Home Mortgage Disclosure Act mortgage servicing 2014-09-25 Brian Honea Subscribelast_img read more

Wells Fargo Cuts Nearly 500 Mortgage Jobs Due to Distressed Inventory Reduction

first_img Servicers Navigate the Post-Pandemic World 2 days ago Wells Fargo Cuts Nearly 500 Mortgage Jobs Due to Distressed Inventory Reduction Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago October 22, 2015 3,706 Views Jobs Mortgage Industry Wells Fargo 2015-10-22 Brian Honea  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Freddie Mac CEO Says Future Is Bright Despite No Plans to End Conservatorship Next: DS News Webcast: Friday 10/23/2015 Share Save The Best Markets For Residential Property Investors 2 days ago Wells Fargo recently announced that the company has cut nearly 500 mortgage employees for housing market-related changes.Wells Fargo told DS News that the reason behind the massive amount of job cuts was “the result of continuing market changes, including improvements in delinquency and foreclosure rates and reduced demand for mortgage financing.”According to the financial institution, a grand total of 490 team members were affected across the country. The jobs that were cut were all in Wells Fargo’s mortgage servicing department.Wells Fargo said that all team members will receive pay and benefits until December 19, 2015.”The decision to reduce our workforce is made with great concern for the team members who are affected,” said Alfredo Padilla, a Wells Fargo spokesperson. “Wells Fargo is committed to retaining valued team members and, where possible, we will work to identify other opportunities within Wells Fargo.”Just last week, Wells Fargo reported a net income of $5.8 billion, or $1.05 per diluted common share, an increase of 1 percent year-over-year, according to the bank’s 2015 third quarter earnings statement.Wells Fargo’s strong third quarter results was led by growth in loans, deposits, and capital, and positive credit quality.The bank saw strong growth in loans and deposits, with total average loans of $895.1 billion, up 7 percent or $61.9 billion year-over-year. As of September 30, 2015, total loans were $903.2 billion. Quarter-end loans rose $64.4 billion to $903.2 billion, while total average deposits increased $71.8 billion to $1.2 trillion.”Wells Fargo is committed to retaining valued team members and, where possible, we will work to identify other opportunities within Wells Fargo.”—Alfredo Padilla, Wells Fargo spokesmanRevenue at Wells Fargo totaled $21.9 billion, an increase of three percent from $21.2 billion last year. Driven by growth n investment securities and loans, net interest income rose $187 million from the second quarter of 2015 to $11.5 billion in the current quarter.  Meanwhile, the company’s net interest margin was 2.96 percent, down 1 basis point from last quarter.Mortgage banking noninterest income fell $116 million from the second quarter to $1.6 billion, Wells Fargo reported.  In addition, residential mortgage originations were $55 billion in the third quarter, down $7 billion linked quarter. The production margin on residential held-for-sale mortgage originations was 1.88 percent, compared with 1.75 percent in the previous quarter. Net mortgage servicing rights (MSRs) results were $253 million, compared with $107 million in second quarter 2015.John Stumpf, chairman and CEO of Wells Fargo, noted that the strong third quarter results “reflected the ability of our diversified business model to generate consistent financial performance in an uneven economic environment while continuing to meet our customers’ financial needs.””Compared with a year ago, we grew loans, deposits and capital, and returned more capital to shareholders through dividends and share buybacks,” he said. “Our balance sheet and credit results remained strong and our 265,000 team members continue to focus on helping our customers succeed financially.” Home / Daily Dose / Wells Fargo Cuts Nearly 500 Mortgage Jobs Due to Distressed Inventory Reduction Demand Propels Home Prices Upward 2 days ago Related Articles About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily in Daily Dose, Featured, News Tagged with: Jobs Mortgage Industry Wells Fargo Servicers Navigate the Post-Pandemic World 2 days ago Subscribelast_img read more

Fed Says April Rate Hike is All But Off the Table

Home / Daily Dose / Fed Says April Rate Hike is All But Off the Table Servicers Navigate the Post-Pandemic World 2 days ago Federal Funds Target Rate Federal Open Market Committee Federal Reserve FOMC 2016-04-06 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Federal Open Market Committee (FOMC), the policymaking arm of the Federal Reserve, has already met twice this year without another rate hike following December’s historic liftoff. Now, according to the minutes from the March FOMC meeting released Wednesday, the federal funds target rate will most likely remain at its current 0.25 percent to 0.50 percent range until at least the June FOMC meeting, which means a rate hike would be off the table for the FOMC meeting in April.The Fed noted in the minutes that “raising the target range as soon as April would signal a sense of urgency (FOMC participants) did not think appropriate.” The central bank remains cautious in moving forward with future rate hikes largely due to the fact that it would be easy to raise the rates during an economic upturn, but considerably more difficult to lower the rates in response to an adverse shock to the economy.“Concerns about the possible economic impact of financial turbulence early in the year motivated participants to err on the side of caution while considering the appropriate timing of the next rate increase,” said Robert Denk, AVP for Forecasting and Analysis at the National Association of Home Builders (NAHB). “Early indications are that U.S. economic conditions have largely recovered from the sharp asset price movements in the opening weeks of 2016, but the committee decided it would be prudent to wait for additional information to confirm this view. This caution was a decisive factor in the decision not to raise the funds rate at the March meeting, but meeting participants acknowledged that relatively little additional information would be available before the April meeting.”The notes from March’s meeting released on Wednesday indicate that FOMC participants expect economic conditions to warrant two rate hikes in 2016, but as always, the decision will be driven by economic data; according to Denk, if the recent economic gains are sustained in the next two months, a rate hike at the June FOMC meeting is a “strong possibility.”“The minutes from the FOMC’s March meeting reflect a growing gap in the performance and outlook of the U.S. economy compared to the global economy,” said Curt Long, Chief Economist at the National Association of Federal Credit Unions (NAFCU). “While the committee managed to show a relatively united front in taking a wait-and-see approach to emerging risks in the global outlook, that may not be the case later in the year.”Long continued, “If the domestic economy continues to advance at a moderate pace while global risks remain, we may see sharper disagreements between the hawks and doves on the appropriate monetary policy response later in the year.”Click here to view the FOMC minutes from the March meeting. Data Provider Black Knight to Acquire Top of Mind 2 days ago April 6, 2016 1,927 Views in Daily Dose, Featured, Government, News Share Save The Best Markets For Residential Property Investors 2 days ago About Author: Brian Honea Related Articles Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: GAO Notes Problems in Financial Regulatory Framework Next: Credit Unions are Having Trouble Closing with TRID Tagged with: Federal Funds Target Rate Federal Open Market Committee Federal Reserve FOMC The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Fed Says April Rate Hike is All But Off the Table  Print This Post Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe read more

HUD Issues New CARES-Act Flexibilities

first_img Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago September 9, 2020 1,907 Views  Print This Post United States Department of Housing and Urban Development (HUD) Secretary Ben Carson today announced new requirements and flexibility for the $3.96 billion provided to states and local governments for the Emergency Solutions Grants Program under the CARES Act (ESG-CV). The notice details requirements for the additional ESG-CV funds provided to communities to help prevent, prepare for, and respond to the coronavirus pandemic.This announcement comes in addition to one last week in which Carson urged localities to utilize these same grants to help homeowners and/or renters facing eviction.“President Trump and the Department have been working hard since the onset of this pandemic to ensure that localities are properly equipped with the funding and resources necessary to keep the American people safe,” said Secretary Carson. “These flexibilities allow local governments to tailor CARES Act funds to the unique needs of their community. Through President Trump’s leadership we are making significant headway in combating this invisible enemy and returning the country to economic prosperity.”Key flexibilities and requirements found in the notice:New eligible activities for ESG-CV funds and annual ESG allocations used to prevent, prepare for, and respond to coronavirus, including new types of temporary emergency shelters and landlord incentives.Discretion beyond what is permitted in the ESG regulations for ESG-CV funds and annual ESG allocations used to prevent, prepare for, and respond to coronavirus, including paying for hotel costs for individuals currently being assisted by ESG or CoC programs as necessary to quarantine or isolate.Extending the obligation deadline for recipients, and establishing revised expenditure deadlines for ESG-CV funds.For more information on HUD’s COVID-19 response, including requirements for ESG-CV funds, please visit the website. HUD Issues New CARES-Act Flexibilities 2020-09-09 Christina Hughes Babb Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / HUD Issues New CARES-Act Flexibilities About Author: Christina Hughes Babb Previous: Despite Aid, Some Borrowers Still Unable to Pay Bills Next: California Wildfires Have Burned 2 Million Acres Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Government, News Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more

Mac Lochlainn says gardai should explain penalty point decisions

first_img Help sought in search for missing 27 year old in Letterkenny RELATED ARTICLESMORE FROM AUTHOR Google+ Google+ Homepage BannerNews Mac Lochlainn says gardai should explain penalty point decisions Pinterest WhatsApp Pinterest By News Highland – September 15, 2014 Facebook WhatsAppcenter_img Gardaí who wipe out penalty points are being told to leave behind a ‘paper trail’ to explain their decision.The call from Sinn Fein follows fresh allegations about abuses in the system.Yesterday it was revealed that whistleblower, Maurice McCabe, said points are still being quashed for family and friends of members of the force.Sergeant McCabe’s original allegations that Gardai were routinely abusing their discretionary powers were upheld by the Guerin report in May.GSOC is to independently examine the new allegations.Sinn Féin’s Justice spokesman is Donegal North East Deputy Pádraig Mac Lochlainn. He accepts there will be genuine cases, but says they need to be backed up with proof………..Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2014/09/pmaclpoints.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Facebook 448 new cases of Covid 19 reported today NPHET ‘positive’ on easing restrictions – Donnelly Twitter News, Sport and Obituaries on Wednesday May 26th Twitter Previous articleStrabane win 15th North West cricket title.Next articleCouncillor says 95 year old patient should have been brought home by ambulance News Highland Three factors driving Donegal housing market – Robinson Nine Til Noon Show – Listen back to Wednesday’s Programmelast_img read more

Police appeal after Derry assault and robbery

first_imgNewsx Adverts Google+ By News Highland – March 8, 2012 Almost 10,000 appointments cancelled in Saolta Hospital Group this week Twitter Police appeal after Derry assault and robbery Guidelines for reopening of hospitality sector published WhatsApp Police in Derry are appealing for witnesses following a report of a robbery that occurred in the Ardmore Road area of the City during the early hours of this morning, Thursday 8th March.The 25 year old man was walking in the area shortly before 12.30am when he was knocked to the ground by two unknown males. A sum of cash and a bank card were taken.The man sustained a cut to his head in the incident. The men are described as wearing dark hooded tops and had a large dog with them. WhatsApp Pinterest Need for issues with Mica redress scheme to be addressed raised in Seanad alsocenter_img Calls for maternity restrictions to be lifted at LUH Twitter Facebook Pinterest Facebook RELATED ARTICLESMORE FROM AUTHOR LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Previous articleJoe McHugh claims people want to pay Household Charge in the Post OfficeNext articleMore details of weekend school protest revealed News Highland Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Google+last_img read more

Derry police probe arson attacks on two vans

first_imgNews Need for issues with Mica redress scheme to be addressed raised in Seanad also Twitter Facebook Police in Derry are appealing for information following an arson attack on two vehicles in the bogside area during the early hours of this morning, Thursday 19th July.At around 4.20am Police and fire crews were called to reports of a white van on fire at Meenan Square and another white ‘pizza’ van on fire at Lisfannon Park. The vans had been parked there overnight.In a statement, the PSNI says a “hostile” crowd gathered while Police were in the area. Almost 10,000 appointments cancelled in Saolta Hospital Group this week Previous articleGaeltacht Bill passed despite opposition Dail walkoutNext articleMoville – Greencastle Road reopens to traffic News Highland WhatsApp Derry police probe arson attacks on two vans By News Highland – July 19, 2012 Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Guidelines for reopening of hospitality sector published center_img Pinterest WhatsApp Facebook Twitter LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Google+ Calls for maternity restrictions to be lifted at LUH Pinterest RELATED ARTICLESMORE FROM AUTHOR Google+last_img read more

IMPACT call for political intervention to address Now DOC concerns

first_img Minister McConalogue says he is working to improve fishing quota RELATED ARTICLESMORE FROM AUTHOR Twitter Google+ Twitter 70% of Cllrs nationwide threatened, harassed and intimidated over past 3 years – Report Facebook Man arrested in Derry on suspicion of drugs and criminal property offences released IMPACT in Donegal is urging all Oireachtas members in the county to attend a special meeting on Friday, saying uncertainty over the future of the NoW DOC service needs urgent political intervention.The HSE is currently planning on redeploying Receptionist and Call Handler staff in Carndonagh, Derrybeg, and Mountcharles.The centres in these places will likely be closed to members of the public on a regular basis whilst the doctor and driver are out on calls.More importantly, IMPACT say, there are concerns about the future of the ‘red eye’ shift from midnight to 8am, and that will be the focus of Friday’s special meeting.IMPACT’s North West spokesperson, Richy Carrothers says it’ll be a crucial discussion…..[podcast]http://www.highlandradio.com/wp-content/uploads/2011/11/richy1pm.mp3[/podcast] Google+ Need for issues with Mica redress scheme to be addressed raised in Seanad also Pinterestcenter_img Pinterest WhatsApp Previous articleMedical and ENT clinics cancelled after busy night at Letterkenny A&ENext articleMac Lochlainn welcomes Garda Station closure protest News Highland Facebook WhatsApp Dail hears questions over design, funding and operation of Mica redress scheme IMPACT call for political intervention to address Now DOC concerns Newsx Adverts By News Highland – November 23, 2011 Dail to vote later on extending emergency Covid powerslast_img read more

Donegal study into GP home visits

first_img Previous articleYoung people to “speak out” on social issues in BallybofeyNext articleAthletics – McCambridge Hoping To Make Irish Olympic Team News Highland News Google+ Facebook Pinterest Google+ Pinterest Twitter Man arrested in Derry on suspicion of drugs and criminal property offences released Dail hears questions over design, funding and operation of Mica redress scheme Facebook Twittercenter_img WhatsApp WhatsApp Donegal study into GP home visits RELATED ARTICLESMORE FROM AUTHOR Minister McConalogue says he is working to improve fishing quota 70% of Cllrs nationwide threatened, harassed and intimidated over past 3 years – Report By News Highland – March 20, 2012 Dail to vote later on extending emergency Covid powers Patients are much less likely to get a home visit from their family doctor than in the past and rates vary widely between GP practices, according to a new study.It found that some practices had nine times the rate of home visits as others, particularly if they had older patients.The findings are based on a study of 12 GP rural practices in Donegal, which was published in the ‘Irish Medical Journal’.The two month study was carried out by two doctors attched to the Donegal Specialist Training Programme at Letterkenny General Hospital, and covered 12 practices with have a combined patient population of almost 25,000.A general decline in home visits has been noted, with factors like age, sex and social class having an influence. Women, the elderly and the more socially deprived are more likely to ask for a home visit.The authors pointed out that home visits are important to the elderly and housebound, but can also be a valuable tool in primary care, allowing GPs to get useful insights into patient’s living conditions.Ireland’s average home-visiting rate of 143 per 1,000 patients compares favourably with countries like Australia.The authors pointed out that the study was confined to a relatively small number of calls over a short timeframe, within a rural setting and without taking into account seasonal variations or out-of-hours workload. HSE warns of ‘widespread cancellations’ of appointments next weeklast_img read more